Health insurance for the elderly is important to have because old age groups tend to require special health services, both in terms of prevention and treatment. Along with the many risks of illness, the elderly (elderly) are the group most in need of health insurance. The more we age, the greater a person experiences health problems due to degenerative processes. Based on basic health research (riskesdas) in 2013, the elderly mostly suffer from non-communicable diseases such as hypertension (high blood pressure), osteoarthritis, dental and oral problems, chronic obstructive pulmonary disease, and diabetes mellitus. Why do the elderly need insurance? Health insurance is needed so that savings that have been collected for life are not used up for medical expenses in old age. Health insurance can also be used to keep the elderly healthy, independent, active and productive socially and economically. Generally, the maximum age limit for enrolling in health insurance is at the age of